Step 2: Get Pre-approved

Having a letter of pre-approval for financing tells sellers that you are a ready, willing and able buyer.  When the time comes to submit an offer, your letter of pre-approval will also be sent to the seller.  This will let the seller know that you are a serious buyer and intend to follow through with the purchase.        

Being pre-approved can also ensure that you are looking at homes within your budget!  Click HERE for our Mortgage Calculator.

Your buyer representative can put you in contact with a lender, who can provide information in regards to your approval and what programs and financing options are available!

Step 3: Consultation

Once you’re pre-approved and have a budget set, you’re ready to meet with your agent and discuss your wants and needs in a home.  You’ll also discuss area and pin-point exactly where you want to search.

Step 4: The Search Begins

Once you’ve established the type of home you’re searching for, it’s time to start looking!  Your buyer representative is available, by appointment, to help you find your dream home.

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Step 5: Making an Offer

When you find your dream home, you should present a competitive offer immediately.  Your buyer representative has extensive experience in contract negotiations; he or she will ensure that you get the home you want for a fair price—a transaction in your best interest.

Step 6: An Accepted Offer

When the seller accepts your offer, you will be “under contract” and a step closer to home ownership!  You and your buyer representative will work together to make sure every detail is handled accurately and in a timely manner.  We want to ensure that your home closes properly and on schedule.

Step 7: Inspections

Property inspections are often performed to determine the home’s condition.  Depending on what the home inspection report displays, further negotiations may be made.

Step 8: Closing

At closing, you’ll finalize the Lender’s Commitment and sign closing documents, which will ultimately transfer possession of the home to you.   Be prepared to bring a cashier’s check, insurance information and proper identification to the closing. The next steps you take will be into your new home!